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Inland Northwest Merchant Advocate - Heartland Payment Systems

Robert Jibby
Inland Northwest Merchant Advocate
Relationship Manager & Payments Industry Expert
Post Falls, ID 83854

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Payment Processing To Simplify Your Business Operations

Your Trusted Payment Systems Advisor

Robert Jibby of Heartland Payment Systems

Heartland Payment Systems

Heartland Payment Systems is a direct processor to VISA/MC/AMEX/DISCOVER & PAYPAL.

There are 12 direct processors in the USA. Heartland is the only direct processor whose business model is to work directly with you, the merchant. All other direct processors resell their services through a bank or ISO (Independent Sales Organization). Both Heartland and I are honest, ethical, fair, and passionate about your business...no middle men, no games, no smoke and mirrors... 

When it comes to taking credit cards and paying processing fees, merchants "don't know what they don't know". They've never been given the straight story or education on our industry works and how fees from processors are calculated. Before I do business with a merchant, I gain their trust by educating them on our industry... how to read their statement, what the fees mean, what Interchange is, and why working with a direct processor will reduce fees and add profit to their bottom line. Merchants pay more in fees than to the "middle-man" because they do not want them to know how THEY make money! I will explain it all and make sure the merchant does not get taken advantage of. Knowledge is power!

When a merchant is called or visited by a credit card processor sales person from a company other than Heartland, they are selling to put more money in their pocket, and take it out of yours. I know merchants have grown cynical of the industry, you do not want to here from one of "us" again. Heartland is not part of the "us".

I am here to restore every retailer or restaurant's faith in the industry... I will do what I promise, treat merchants fairly, and show them there is a good guy out there with their best interest at heart... fair, honest, ethical.. the other companies want to be like us, but they can't be.

Easy to read statements, "interchange plus" transparent pricing model, next day funding of all your transactions including American Express, Local and 24/7/365 US based phone support team. 

Keywords: credit card processing, business payment systems, payment gateway, you save money, save time, increase profits, attract new customers, increase loyalty, and simplify your business operations